Auto insurance helps you protect you and your family against financial loss in case of an accident or other cause of loss. It covers the injuries and damage caused by an accident and also the injuries and damage for which you are legally responsible. It may also cover the cost of repairing or replacing your vehicle if it is damaged or stolen. We offer a variety of coverage plans based on your specific needs. If you have a good driving record, we can offer you very competitive insurance rates. Even if your record isn't perfect, we still have companies that offer good rates
You need the best home insurance coverage available at a reasonable price. Safeguard Casualty Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced. The homeowners insurance can be extended with additional options, such as earthquake or flood protection, increased limits for business personal property (medical equipment, medical library, home office), increased costs for demolition and building, or any other insurance need
Welcome to our website. In accessing and using this website, you acknowledge that you have read, understood and agree to be bound by the following terms and conditions. About this Website On this website we provide an interactive environment in which users who are interested in purchasing insurance may find such information Your obligation If you are not over the age of 18 years, you must obtain the consent of your parent or guardian before using this website. You may not: a) use any other person’s name, user identification or password when accessing or using this website, unless it is with our consent; b) post or transmit any material which in any way defames, harasses or offends any person, is obscene or which in any way may interfere with any other users of this website; c) provide any information to us which is the confidential information or proprietary information of any other person; d) use this website in any way which may be in breach of any laws, rules or regulations or may infringe any third party rights; or e) knowingly transmit any virus or take any action which may interfere with the operation of this website Change of Information, Products and Services.Information, products and services published on this website are subject to change without notice. Copyright. All contents of this website, including the software, design, text and graphics are owned by or licensed to us and are protected by copyright under the laws of the United States and other countries. Apart from fair dealing for the purpose of personal use, private study, research, criticism or review as permitted under copyright legislation, you may not reproduce, transmit, adapt, distribute, sell, modify or publish or otherwise use any of the material on this website without our prior written consent. Trademarks. This web site includes trademarks which are registered, are the subject of pending applications or which are otherwise protected by law. You may not use these trademarks without our consent DISCLAIMER AND LIMITATION OF LIABILITY TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL WARRANTIES, CONDITIONS AND REPRESENTATIONS WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, RELATING IN ANY WAY TO THIS WEB SITE, YOUR USE OF THIS WEB SITE AND THE INFORMATION, PRODUCTS AND SERVICES SUPPLIED, OFFERED TO BE SUPPLIED OR ADVERTISED OR ACCESSED THROUGH THIS WEB SITE; AND LIABILITY (INCLUDING FOR NEGLIGENCE) TO YOU OR ANYONE ELSE TO RESPECT OF ANY LOSS OR DAMAGE (INCLUDING SPECIAL, INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGE), COSTS AND EXPENSES SUFFERED BY YOU OR CLAIMS MADE AGAINST YOU ARISING FROM OR IN CONNECTION WITH ANY USE OF THE INFORMATION, PRODUCTS OR SERVICES SUPPLIED, OFFERED TO BE SUPPLIED OR ADVERTISED OR ACCESSED THROUGH THIS WEB SITE FOR ANY REASON WHATSOEVER (INCLUDING NEGLIGENCE). Governing Law. Any legal issues or disputes arising out of the use of this website will be governed by the laws of the State of Florida, and by using this website you specifically waive your right to a trial by jury and agree to binding arbitration of any issue or dispute arising out of this agreement. Said arbitration will be conducted in Miami, Florida, pursuant to the rules of the American Arbitration Association. In the event this requirement for binding arbitration is found to be unenforceable, you agree that any claim or dispute you may have against us must be resolved by a court located in Broward County, Florida. PRIVACY STATEMENT We are committed to the protection of personal privacy and have adopted a policy to protect information about individuals. This policy describes the information we collect at this website, how we use that information, how that information may be disclosed, the security of that information, how you can access and correct any such information and other relevant details concerning your privacy. 1. Collection of Personal Information. You may provide personal information to us to receive information about products or services offered through this website, to purchase such products and services, to receive newsletters or become involved in promotions or other initiatives commenced by us. This personal information may include details such as your name, age, gender, contact information, products and services you are interested in or require more information about. If you purchase or request products and services from us we may also request your preferences for receiving further marketing or promotional material. To provide you with an accurate premium, we order a driving record, claims history, and credit based consumer report information during our verification process. Safeguard Casualty Ins.™ obtains this information from independent third party data providers whose contact information is available on our site. The choice of how much information you provide to us is yours. We seek this information either to process your request for information and provide that information to you, to improve the quality of our products and services or to assist you to determine which products and services best meet your needs. We may also collect and store information about your visit to its website, including: - the name of the domain from which you accessed the internet - the date and time you accessed the website - the internet address of the website from which you linked directly to the website - the pages you accessed while visiting the website This information does not in itself identify individuals and is used to measure the number of visitors to the website and how it was navigated. This information assists us to make the website more useful to you. We also collect information from subscribers (persons registering their details with us through the website) or website visitors for the purpose of improving our quality and effectiveness and to provide you with information. We welcome feedback from you about all aspects of its website. We store feedback that users send to us. This feedback is used to administer and refine our service. We may also use the information to improve or promote this site. We will not publish your name in connection with any information you provide without your permission. 2. How do we use the Personal Information? The personal information obtained from this website is used, where you have so requested: - to provide products and services to you - to provide you with information, newsletters or other communications - to involve you in promotions and other initiatives undertaken by us Some of the uses of the information described above may be provided by third parties, who are authorized to use this personal information for these purposes. We may use your personal information for direct marketing or promotional activities. However, if we do undertake such activities, you will be provided with an opportunity when first contacted to decline to receive any further communications from us. Information collected from this website may also be used to determine demographic and usage patterns. Personal identification information is not used for this purpose. This anonymous information is then used to better develop and tailor this website and our products and services for our customers and potential customers. This non-personal information may be passed on to third parties. Other than for the purposes described above, we will not use your personal information without your prior consent. The only exception to this rule is where disclosure is necessary to prevent injury to life or health, to investigate any suspected unlawful activity or where it may be required by law such as in a response to a warrant, subpoena or other legal process. 3. Security of your information We take reasonable steps to ensure the security of all information we collect from risks such as loss or unauthorized access, destruction, use, modification or disclosure of data. For example, your personal information is maintained in a secure environment which can be accessed only by authorized personnel. However, no data transmission over the internet or information stored on servers accessible through the internet can be guaranteed to be fully secure. These activities are undertaken at your risk. 4. Disclosure of Personal Information Personal information collected through this website is not disclosed or passed on to third parties unless it is in accordance with this privacy statement. Information may be provided to third parties where any functions or services are being outsourced or you would reasonably expect us to disclose it to a third party for a particular purpose. We will not disclose your personal information in circumstances other than those described above without your prior consent. The only exception to this rule is where disclosure is necessary to prevent injury to life or health, to investigate any suspected unlawful activity or where it may be required by law such as in a response to a warrant, subpoena or other legal process. 5. Access and correction of personal information You may request access to your personal information collected through this website at any time. Please send an email at the contact address shown on this website. If any information is incorrect please advise us and we will update it. 6. Changes to this Privacy Statement This privacy policy may change from time to time particularly as new rules, regulations and industry codes are introduced.